The eight Universities in the State of Mississippi and The Institutions of Higher Learning have collaborated over the last few months to bring a single dental plan, with lower premiums, to all employees. Effective January 1, 2013, Delta Dental will be our new dental provider.
There are no networks and the employee and their insured dependents can choose any dentist. Benefits are structured to include Preventative, Basic, Major, and Orthodontics dental services.
Human Resources will transfer your current level of coverage to the new carrier; therefore, if you are covered on the low plan with Ameritas, your coverage with Delta Dental will be Plan 1 and vice versa for the High Plan with Ameritas. You will not have to complete a new application unless you would like to change the level of coverage or add/drop dependents from your policy. The effective date of this new policy is January 1, 2013. All waiting periods will be waived for those employees who are currently covered under the dental plan.
Attached is an information sheet regarding the Delta Dental coverage and rates. Below is a table comparing the premiums between the two dental companies.
Due to the rise in claim expenses for the State of Mississippi, the State Office of Insurance has issued a rate increase for the state health plan. Please click on the link below to view the current rates effective January 1, 2011.
Send questions and comments regarding this site to Lisa Giger